Key in your monthly take-home salary (after CPF contribution)


Emergency savings

Where to stash your emergency savings? Options
Bank High Yield Savings Account High liquidity, 1 - 3% interest
Insurance Savings Plans (without lock-ins) Mid - high liquidity, 1 - 2% interest
Robo Advisor Cash Management - Safe Option Mid - high liquidity, 1 - 3% interest

Amount to invest

Based on the 50/30/20 rule (50% needs, 30% wants, 20% savings)

Monthly Annual
50% needs
30% wants
20% savings
Amount invested*

*Amount invested is rounded up to the nearest thousand from the annual savings amount

Where to stash your emergency savings? Options
Robo Advisor Cash Management - Higher Risk Option Low - Mid liquidity, up to 4.8% interest long term
Managed Portfolio Low - Mid liquidity, > 4% interest long term
Singapore Savings Bonds Liquid, safe returns
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