Personal Finance explained with DOTA

Personal Finance explained with DOTA In the popular video game DOTA, there are three hero classes you can pick from. INTELLIGENCE Intelligence Heroes are strongest during the early game, with powerful spells. This is very much like savings. Assuming you start from $0, much of your initial wealth accumulation will come from cutting expenses. Now, mastering the art of freezing your spending and saving the rest is great... But just saving money is not enough... If you don't invest, tour money will be eaten up by inflation. AGILITY Agility Heroes are the opposite. They're weak in the early stages, but grow more powerful in the late game. This is kinda like investing. You can be an expert in the stock market and know exactly where to strike... But if you invest without growing your capital, you realistically won't make much either. 6% return of $2,000 investment is just $120. But when you've accumulated $200,000 – 6% immediately becomes $12,000. Amazing. STRENGTH Strength heroes aren’t the strongest in the early nor late game, but they are useful at all stages, and have staying power. This is very much like your earning power. Here's why. A) You can’t save more than you earn. (We’ve tried, it’s just not humanly possible) B) If you don’t earn a lot, neither can you invest a lot. Now, don't let that fool you into thinking everything can be solved by earning a lot. If you don't invest, you'll never be able to stop working. And if you can't budget properly, you'll never be able to accumulate wealth. No one type of hero is better than the other. They all can be useful at all stages of the game. While you can succeed with just ONE type of hero, this is rarely the case. Most good DOTA team contains a good mix of the three types. The real magic happens when you use Earnings, Savings, Investments all together to assist each other. Master all three. And reclaim your financial independence. Stay woke, salaryman. DOTA LAST.png

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3 replies to “Personal Finance explained with DOTA”

Wil says:

February 14, 2020 at 8:56 am

This was so good

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Hakim says:

February 14, 2020 at 5:21 pm

Hence good luck to all low income earners then :/

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Bagani Sularte says:

June 17, 2020 at 12:15 am

This is the bomb, bro

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3 replies to “Personal Finance explained with DOTA”

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