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2 replies to “40-year-old Virgin (to financial stuff)? Here’s what to do

    1. It’s based on the 4% rule, which is a rough guide to estimate how much you need for retirement based on a given expenditure. It assumes a very conservative investment return of 4%, which is not difficult to achieve. So you take your annual expenditure and multiply by 25. That amount invested means that 4% investment returns will cover your projected expenditure.

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