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I hustled like mad in my 20s. Here’s what it cost me.

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All information and opinion in this article are solely those of the author He Ruiming (“The Woke Salaryman”) unless it is specifically indicated otherwise in this article. The Woke Salaryman is solely responsible for all opinion and the accuracy and completeness of information, including the intellectual property used in this article. NTUC Income Insurance Co-operative Limited (“Income”) is not responsible nor liable to any party in any manner whatsoever for this article.  This article is for general information only and is not and shall not be deemed as an offer, recommendation, solicitation or advice by The Woke Salaryman or Income to buy or sell any product(s) or investment product(s). It is not and should not be deemed as any form of financial advice and has no regards for any person’s investment and financial needs. If you are unsure whether this plan is suitable for you, you should seek personalised financial advice from a qualified insurance advisor. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. Precise terms, conditions and exclusions of the product are found in the policy contract.

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Information is correct as at 27 August 2021.

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15 replies to “I hustled like mad in my 20s. Here’s what it cost me.

  1. This is was simply great! Agreed! One should learn to live life at their own controlled pace and not follow others’ pace which in turn destroys their own. 👍

  2. Honestly. The 20s is when you can handle the burnouts without much responsibilities. The 20s is the moment you can take risks and still have the opportunity to rise again.

    Yes it is great to pace yourself, but if your “retirement” involves heavy expenditure, then heavy working is needed.

  3. Love your post! Great images – emphasizing a great point.

    The journey needs to be as sustainable as possible. Especially once kids are in the mix. We’re taking a step back from the workforce in order to have time with our young kids now, rather than having that spare time when they’re older and want to spend less time hanging around us.

  4. Well put, Woke Salaryman. FIRE is an aspirational dream, but it isn’t worth achieving if you cannot enjoy the present. Personally, I feel that FI is all that matters. The RE is something I will never do as I love working on projects for free and for pay. So to each their own and enjoy your slowed down journey, and steak!

  5. Fantastic tale (and illustrations). Everyone’s journey is different. The phone in the bathroom cartoon struck a cord and is something I’ve tried to eliminate from my life–give me 10 minutes in peace!

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